Call reports 2012
FIRST AMERICAN BANK — 2012
What FIRST AMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,331,354,000 | 1,275,582,000 | 1,226,199,000 | 1,176,846,000 |
| Total loans | 593,606,000 | 586,277,000 | 556,644,000 | 553,378,000 |
| Allowance for loan losses | 29,027,000 | 28,505,000 | 28,509,000 | 26,198,000 |
| Securities available for sale | 406,025,000 | 387,867,000 | 397,516,000 | 406,275,000 |
| Securities held to maturity | 350,000 | 350,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,060,096,000 | 992,388,000 | 956,967,000 | 932,985,000 |
| Interest-bearing deposits | 875,510,000 | 806,327,000 | 768,201,000 | 734,979,000 |
| Noninterest-bearing deposits | 184,586,000 | 186,061,000 | 188,766,000 | 198,006,000 |
| Equity capital | 86,391,000 | 85,103,000 | 88,023,000 | 82,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,747,000 | 18,813,000 | 27,618,000 | 35,873,000 |
| Interest expense | 3,071,000 | 5,778,000 | 8,025,000 | 9,895,000 |
| Net interest income | 6,676,000 | 13,035,000 | 19,593,000 | 25,978,000 |
| Noninterest income | 1,930,000 | 3,407,000 | 5,645,000 | 5,999,000 |
| Noninterest expense | 8,602,000 | 17,268,000 | 25,763,000 | 35,477,000 |
| Provision for loan losses | 325,000 | 0 | 0 | 0 |
| Pretax income | 475,000 | 468,000 | 769,000 | -2,206,000 |
| Income tax | 62,000 | 175,000 | -37,000 | 77,000 |
| Net income | 413,000 | 293,000 | 806,000 | -2,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,800,000 | 79,843,000 | 80,521,000 | 77,509,000 |
| Total capital | 88,660,000 | 88,532,000 | 88,850,000 | 85,803,000 |
| Risk-weighted assets | 688,512,000 | 675,174,000 | 645,974,000 | 645,241,000 |