Call reports 2011
FIRST AMERICAN BANK — 2011
What FIRST AMERICAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,515,964,000 | 1,491,669,000 | 1,425,818,000 | 1,369,830,000 |
| Total loans | 805,439,000 | 732,983,000 | 672,556,000 | 634,290,000 |
| Allowance for loan losses | 31,943,000 | 35,092,000 | 34,030,000 | 29,550,000 |
| Securities available for sale | 386,281,000 | 415,407,000 | 406,170,000 | 430,407,000 |
| Securities held to maturity | 350,000 | 350,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,200,016,000 | 1,172,196,000 | 1,120,532,000 | 1,095,897,000 |
| Interest-bearing deposits | 1,013,043,000 | 988,880,000 | 942,090,000 | 914,422,000 |
| Noninterest-bearing deposits | 186,973,000 | 183,316,000 | 178,442,000 | 181,475,000 |
| Equity capital | 107,418,000 | 97,401,000 | 88,697,000 | 86,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 13,275,000 | 25,133,000 | 36,515,000 | 47,059,000 |
| Interest expense | 4,033,000 | 7,951,000 | 11,674,000 | 15,213,000 |
| Net interest income | 9,242,000 | 17,182,000 | 24,841,000 | 31,846,000 |
| Noninterest income | 2,131,000 | 1,494,000 | 72,000 | 3,342,000 |
| Noninterest expense | 9,840,000 | 19,298,000 | 29,124,000 | 36,907,000 |
| Provision for loan losses | 7,436,000 | 20,941,000 | 26,794,000 | 28,805,000 |
| Pretax income | -5,899,000 | -21,556,000 | -30,039,000 | -28,724,000 |
| Income tax | -250,000 | -883,000 | -1,166,000 | 1,062,000 |
| Net income | -5,649,000 | -20,673,000 | -28,873,000 | -29,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,881,000 | 87,728,000 | 79,689,000 | 79,253,000 |
| Total capital | 114,624,000 | 98,428,000 | 89,612,000 | 88,682,000 |
| Risk-weighted assets | 919,223,000 | 831,547,000 | 769,672,000 | 734,062,000 |