Call reports 2026
SOUND COMMUNITY BANK — 2026
What SOUND COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,111,947,000 | 1,065,857,000 |
| Total loans | 921,799,000 | 893,560,000 |
| Allowance for loan losses | 8,635,000 | 8,420,000 |
| Securities available for sale | 7,516,000 | 7,575,000 |
| Securities held to maturity | 1,884,000 | 1,876,000 |
| Trading assets | 0 | 0 |
| Total deposits | 974,771,000 | 937,088,000 |
| Interest-bearing deposits | 837,409,000 | 801,541,000 |
| Noninterest-bearing deposits | 137,362,000 | 135,547,000 |
| Equity capital | 116,052,000 | 117,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,507,000 | 29,410,000 |
| Interest expense | 5,232,000 | 10,297,000 |
| Net interest income | 9,275,000 | 19,113,000 |
| Noninterest income | 870,000 | 2,228,000 |
| Noninterest expense | 7,594,000 | 15,351,000 |
| Provision for loan losses | 49,000 | -136,000 |
| Pretax income | 2,427,000 | 6,090,000 |
| Income tax | 548,000 | 1,358,000 |
| Net income | 1,879,000 | 4,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 116,201,000 | 117,103,000 |