Call reports 2018
BANK OF EDWARDSVILLE, THE — 2018
What BANK OF EDWARDSVILLE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,767,051,000 | 1,849,283,000 | 1,843,656,000 | 1,755,606,000 |
| Total loans | 866,405,000 | 888,732,000 | 914,474,000 | 902,123,000 |
| Allowance for loan losses | 12,744,000 | 12,853,000 | 12,782,000 | 12,768,000 |
| Securities available for sale | 785,526,000 | 756,696,000 | 744,402,000 | 724,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,492,592,000 | 1,572,181,000 | 1,573,702,000 | 1,474,225,000 |
| Interest-bearing deposits | 1,233,338,000 | 1,277,888,000 | 1,312,142,000 | 1,214,353,000 |
| Noninterest-bearing deposits | 259,254,000 | 294,293,000 | 261,559,000 | 259,872,000 |
| Equity capital | 185,407,000 | 187,735,000 | 189,636,000 | 197,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,661,000 | 25,812,000 | 39,589,000 | 53,759,000 |
| Interest expense | 2,192,000 | 4,538,000 | 7,056,000 | 9,575,000 |
| Net interest income | 10,469,000 | 21,274,000 | 32,533,000 | 44,184,000 |
| Noninterest income | 5,657,000 | 13,499,000 | 20,457,000 | 26,360,000 |
| Noninterest expense | 12,376,000 | 24,892,000 | 37,973,000 | 49,507,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,422,000 | 9,540,000 | 14,676,000 | 20,658,000 |
| Income tax | 518,000 | 1,789,000 | 2,822,000 | 4,067,000 |
| Net income | 2,904,000 | 7,751,000 | 11,854,000 | 16,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 192,860,000 | 196,757,000 | 199,911,000 | 203,647,000 |
| Total capital | 205,604,000 | 209,610,000 | 212,693,000 | 216,415,000 |
| Risk-weighted assets | 1,173,755,000 | 1,187,191,000 | 1,217,017,000 | 1,190,708,000 |