Call reports 2017
BANK OF EDWARDSVILLE, THE — 2017
What BANK OF EDWARDSVILLE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,714,015,000 | 1,901,667,000 | 1,877,011,000 | 1,806,632,000 |
| Total loans | 751,805,000 | 745,582,000 | 775,040,000 | 847,105,000 |
| Allowance for loan losses | 15,772,000 | 15,365,000 | 15,102,000 | 12,741,000 |
| Securities available for sale | 819,339,000 | 939,325,000 | 854,722,000 | 829,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,453,522,000 | 1,634,312,000 | 1,600,091,000 | 1,530,184,000 |
| Interest-bearing deposits | 1,217,876,000 | 1,354,069,000 | 1,337,202,000 | 1,275,023,000 |
| Noninterest-bearing deposits | 235,646,000 | 280,243,000 | 262,889,000 | 255,161,000 |
| Equity capital | 186,294,000 | 190,844,000 | 192,476,000 | 188,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,056,000 | 22,328,000 | 34,476,000 | 47,250,000 |
| Interest expense | 1,712,000 | 3,565,000 | 5,614,000 | 7,771,000 |
| Net interest income | 9,344,000 | 18,763,000 | 28,862,000 | 39,479,000 |
| Noninterest income | 5,637,000 | 11,624,000 | 17,020,000 | 23,122,000 |
| Noninterest expense | 12,085,000 | 24,050,000 | 35,470,000 | 48,093,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | -1,880,000 |
| Pretax income | 2,848,000 | 6,743,000 | 10,901,000 | 16,990,000 |
| Income tax | 499,000 | 1,429,000 | 2,297,000 | 6,038,000 |
| Net income | 2,349,000 | 5,314,000 | 8,604,000 | 10,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,687,000 | 185,752,000 | 188,142,000 | 189,589,000 |
| Total capital | 196,614,000 | 198,886,000 | 201,470,000 | 202,330,000 |
| Risk-weighted assets | 1,031,330,000 | 1,048,466,000 | 1,064,505,000 | 1,153,684,000 |