Call reports 2016
BANK OF EDWARDSVILLE, THE — 2016
What BANK OF EDWARDSVILLE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,697,470,000 | 1,814,615,000 | 1,787,382,000 | 1,712,246,000 |
| Total loans | 701,399,000 | 742,226,000 | 743,837,000 | 752,616,000 |
| Allowance for loan losses | 16,782,000 | 16,695,000 | 16,376,000 | 15,710,000 |
| Securities available for sale | 858,978,000 | 848,332,000 | 802,473,000 | 824,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,433,248,000 | 1,533,999,000 | 1,517,988,000 | 1,450,157,000 |
| Interest-bearing deposits | 1,219,152,000 | 1,279,813,000 | 1,283,521,000 | 1,218,965,000 |
| Noninterest-bearing deposits | 214,096,000 | 254,186,000 | 234,467,000 | 231,192,000 |
| Equity capital | 183,701,000 | 190,308,000 | 190,802,000 | 182,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,253,000 | 22,545,000 | 33,559,000 | 44,541,000 |
| Interest expense | 1,523,000 | 3,044,000 | 4,672,000 | 6,371,000 |
| Net interest income | 9,730,000 | 19,501,000 | 28,887,000 | 38,170,000 |
| Noninterest income | 5,569,000 | 11,661,000 | 17,993,000 | 24,895,000 |
| Noninterest expense | 11,186,000 | 22,856,000 | 35,145,000 | 47,104,000 |
| Provision for loan losses | 75,000 | 90,000 | 105,000 | 120,000 |
| Pretax income | 4,359,000 | 8,544,000 | 12,116,000 | 16,736,000 |
| Income tax | 1,056,000 | 2,056,000 | 2,897,000 | 4,113,000 |
| Net income | 3,303,000 | 6,488,000 | 9,219,000 | 12,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,009,000 | 176,345,000 | 178,226,000 | 182,238,000 |
| Total capital | 186,359,000 | 189,068,000 | 190,927,000 | 195,179,000 |
| Risk-weighted assets | 983,563,000 | 1,014,012,000 | 1,012,397,000 | 1,032,521,000 |