Call reports 2015
BANK OF EDWARDSVILLE, THE — 2015
What BANK OF EDWARDSVILLE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,683,863,000 | 1,738,106,000 | 1,738,561,000 | 1,740,004,000 |
| Total loans | 687,582,000 | 679,108,000 | 685,574,000 | 697,738,000 |
| Allowance for loan losses | 15,722,000 | 16,752,000 | 16,792,000 | 16,801,000 |
| Securities available for sale | 858,467,000 | 826,821,000 | 806,766,000 | 893,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,437,205,000 | 1,482,879,000 | 1,475,545,000 | 1,479,294,000 |
| Interest-bearing deposits | 1,235,836,000 | 1,255,232,000 | 1,269,704,000 | 1,273,832,000 |
| Noninterest-bearing deposits | 201,369,000 | 227,647,000 | 205,841,000 | 205,462,000 |
| Equity capital | 174,902,000 | 172,627,000 | 178,427,000 | 177,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,086,000 | 22,053,000 | 33,041,000 | 44,121,000 |
| Interest expense | 1,433,000 | 2,837,000 | 4,266,000 | 5,729,000 |
| Net interest income | 9,653,000 | 19,216,000 | 28,775,000 | 38,392,000 |
| Noninterest income | 5,749,000 | 12,116,000 | 17,794,000 | 23,677,000 |
| Noninterest expense | 11,180,000 | 22,803,000 | 34,377,000 | 46,734,000 |
| Provision for loan losses | 300,000 | 425,000 | 500,000 | 575,000 |
| Pretax income | 4,032,000 | 8,227,000 | 11,817,000 | 14,902,000 |
| Income tax | 928,000 | 1,943,000 | 2,716,000 | 3,264,000 |
| Net income | 3,104,000 | 6,284,000 | 9,101,000 | 11,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,422,000 | 167,802,000 | 169,819,000 | 171,556,000 |
| Total capital | 178,997,000 | 179,942,000 | 181,871,000 | 183,996,000 |
| Risk-weighted assets | 1,083,880,000 | 966,621,000 | 959,388,000 | 990,845,000 |