Call reports 2014
BANK OF EDWARDSVILLE, THE — 2014
What BANK OF EDWARDSVILLE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,602,782,000 | 1,649,179,000 | 1,675,540,000 | 1,683,325,000 |
| Total loans | 668,411,000 | 680,022,000 | 680,904,000 | 689,299,000 |
| Allowance for loan losses | 17,291,000 | 17,060,000 | 16,221,000 | 15,512,000 |
| Securities available for sale | 801,273,000 | 820,104,000 | 774,960,000 | 860,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,361,587,000 | 1,386,562,000 | 1,404,208,000 | 1,440,669,000 |
| Interest-bearing deposits | 1,172,969,000 | 1,175,945,000 | 1,207,885,000 | 1,244,422,000 |
| Noninterest-bearing deposits | 188,618,000 | 210,618,000 | 196,323,000 | 196,247,000 |
| Equity capital | 146,386,000 | 157,103,000 | 160,541,000 | 165,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,275,000 | 22,322,000 | 33,221,000 | 44,354,000 |
| Interest expense | 1,491,000 | 2,954,000 | 4,403,000 | 5,834,000 |
| Net interest income | 9,784,000 | 19,368,000 | 28,818,000 | 38,520,000 |
| Noninterest income | 5,252,000 | 10,706,000 | 16,984,000 | 22,739,000 |
| Noninterest expense | 10,328,000 | 20,569,000 | 31,473,000 | 42,616,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 750,000 |
| Pretax income | 4,508,000 | 9,150,000 | 13,826,000 | 18,076,000 |
| Income tax | 1,138,000 | 2,342,000 | 3,559,000 | 4,574,000 |
| Net income | 3,370,000 | 6,808,000 | 10,267,000 | 13,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,387,000 | 158,025,000 | 160,684,000 | 163,119,000 |
| Total capital | 167,264,000 | 169,821,000 | 172,465,000 | 174,941,000 |
| Risk-weighted assets | 944,707,000 | 938,390,000 | 938,050,000 | 942,038,000 |