Call reports 2013
BANK OF EDWARDSVILLE, THE — 2013
What BANK OF EDWARDSVILLE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,612,887,000 | 1,606,486,000 | 1,679,879,000 | 1,630,474,000 |
| Total loans | 635,827,000 | 636,843,000 | 650,498,000 | 665,934,000 |
| Allowance for loan losses | 19,377,000 | 18,794,000 | 17,753,000 | 17,790,000 |
| Securities available for sale | 849,065,000 | 825,979,000 | 851,646,000 | 839,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,340,629,000 | 1,351,822,000 | 1,415,179,000 | 1,356,929,000 |
| Interest-bearing deposits | 1,151,307,000 | 1,152,815,000 | 1,224,000,000 | 1,176,016,000 |
| Noninterest-bearing deposits | 189,322,000 | 199,008,000 | 191,179,000 | 180,913,000 |
| Equity capital | 156,775,000 | 138,361,000 | 140,423,000 | 135,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,023,000 | 22,007,000 | 33,481,000 | 45,182,000 |
| Interest expense | 2,267,000 | 4,397,000 | 6,341,000 | 8,110,000 |
| Net interest income | 8,756,000 | 17,610,000 | 27,140,000 | 37,072,000 |
| Noninterest income | 6,570,000 | 12,399,000 | 17,971,000 | 23,289,000 |
| Noninterest expense | 11,243,000 | 22,007,000 | 31,710,000 | 42,555,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 3,935,000 | 7,923,000 | 13,269,000 | 17,505,000 |
| Income tax | 820,000 | 1,807,000 | 3,307,000 | 4,355,000 |
| Net income | 3,115,000 | 6,116,000 | 9,962,000 | 13,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,577,000 | 147,333,000 | 150,428,000 | 152,216,000 |
| Total capital | 156,853,000 | 158,826,000 | 162,200,000 | 164,087,000 |
| Risk-weighted assets | 893,975,000 | 912,141,000 | 935,778,000 | 943,781,000 |