Call reports 2012
BANK OF EDWARDSVILLE, THE — 2012
What BANK OF EDWARDSVILLE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,599,836,000 | 1,622,664,000 | 1,656,920,000 | 1,617,933,000 |
| Total loans | 669,577,000 | 666,638,000 | 644,443,000 | 640,240,000 |
| Allowance for loan losses | 20,895,000 | 20,121,000 | 20,367,000 | 19,617,000 |
| Securities available for sale | 809,618,000 | 752,310,000 | 777,591,000 | 819,647,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,299,884,000 | 1,330,514,000 | 1,353,628,000 | 1,337,938,000 |
| Interest-bearing deposits | 1,124,633,000 | 1,132,236,000 | 1,163,104,000 | 1,158,921,000 |
| Noninterest-bearing deposits | 175,251,000 | 198,278,000 | 190,524,000 | 179,017,000 |
| Equity capital | 146,847,000 | 152,478,000 | 155,025,000 | 155,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,906,000 | 25,296,000 | 37,164,000 | 48,617,000 |
| Interest expense | 3,123,000 | 6,062,000 | 8,706,000 | 11,249,000 |
| Net interest income | 9,783,000 | 19,234,000 | 28,458,000 | 37,368,000 |
| Noninterest income | 6,265,000 | 12,521,000 | 18,724,000 | 25,877,000 |
| Noninterest expense | 15,800,000 | 27,451,000 | 39,352,000 | 52,846,000 |
| Provision for loan losses | 1,050,000 | 1,450,000 | 1,750,000 | 1,900,000 |
| Pretax income | 3,842,000 | 7,835,000 | 11,355,000 | 16,281,000 |
| Income tax | 904,000 | 1,886,000 | 2,705,000 | 3,981,000 |
| Net income | 2,938,000 | 5,949,000 | 8,650,000 | 12,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,053,000 | 138,365,000 | 140,366,000 | 143,216,000 |
| Total capital | 147,892,000 | 149,964,000 | 151,732,000 | 154,635,000 |
| Risk-weighted assets | 938,065,000 | 919,402,000 | 900,287,000 | 905,328,000 |