Call reports 2010
BANK OF EDWARDSVILLE, THE — 2010
What BANK OF EDWARDSVILLE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,388,385,000 | 1,465,932,000 | 1,550,701,000 | 1,498,079,000 |
| Total loans | 744,308,000 | 750,265,000 | 744,525,000 | 734,749,000 |
| Allowance for loan losses | 16,983,000 | 19,301,000 | 21,479,000 | 19,784,000 |
| Securities available for sale | 514,692,000 | 541,991,000 | 597,936,000 | 596,215,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,142,733,000 | 1,172,352,000 | 1,266,836,000 | 1,224,305,000 |
| Interest-bearing deposits | 1,002,530,000 | 1,009,583,000 | 1,032,071,000 | 1,063,086,000 |
| Noninterest-bearing deposits | 140,203,000 | 162,769,000 | 234,765,000 | 161,219,000 |
| Equity capital | 126,044,000 | 130,576,000 | 134,294,000 | 127,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 14,916,000 | 29,734,000 | 43,689,000 | 57,704,000 |
| Interest expense | 4,641,000 | 9,197,000 | 13,574,000 | 17,763,000 |
| Net interest income | 10,275,000 | 20,537,000 | 30,115,000 | 39,941,000 |
| Noninterest income | 4,722,000 | 9,578,000 | 15,557,000 | 22,099,000 |
| Noninterest expense | 10,846,000 | 21,786,000 | 33,455,000 | 45,027,000 |
| Provision for loan losses | 2,250,000 | 5,500,000 | 7,750,000 | 9,250,000 |
| Pretax income | 1,901,000 | 3,734,000 | 5,433,000 | 9,847,000 |
| Income tax | -2,000 | -34,000 | -121,000 | 747,000 |
| Net income | 1,903,000 | 3,768,000 | 5,554,000 | 9,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,890,000 | 121,155,000 | 122,240,000 | 125,037,000 |
| Total capital | 132,248,000 | 133,748,000 | 134,980,000 | 137,864,000 |
| Risk-weighted assets | 984,031,000 | 1,000,714,000 | 1,010,430,000 | 1,019,187,000 |