Call reports 2009
BANK OF EDWARDSVILLE, THE — 2009
What BANK OF EDWARDSVILLE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,262,222,000 | 1,308,608,000 | 1,387,684,000 | 1,415,903,000 |
| Total loans | 769,614,000 | 756,206,000 | 737,211,000 | 751,795,000 |
| Allowance for loan losses | 12,742,000 | 15,560,000 | 17,548,000 | 15,014,000 |
| Securities available for sale | 367,389,000 | 399,127,000 | 474,945,000 | 487,534,000 |
| Securities held to maturity | 9,399,000 | 8,999,000 | 7,999,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 997,708,000 | 1,040,546,000 | 1,112,438,000 | 1,148,563,000 |
| Interest-bearing deposits | 865,705,000 | 903,082,000 | 968,507,000 | 1,007,305,000 |
| Noninterest-bearing deposits | 132,003,000 | 137,464,000 | 143,931,000 | 141,258,000 |
| Equity capital | 120,557,000 | 119,427,000 | 124,911,000 | 122,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 14,933,000 | 29,929,000 | 44,586,000 | 59,445,000 |
| Interest expense | 4,794,000 | 9,643,000 | 14,426,000 | 19,302,000 |
| Net interest income | 10,139,000 | 20,286,000 | 30,160,000 | 40,143,000 |
| Noninterest income | 4,945,000 | 9,875,000 | 14,477,000 | 19,233,000 |
| Noninterest expense | 10,660,000 | 21,727,000 | 32,325,000 | 40,995,000 |
| Provision for loan losses | 2,500,000 | 5,500,000 | 8,500,000 | 12,250,000 |
| Pretax income | 2,046,000 | 3,022,000 | 4,006,000 | 6,748,000 |
| Income tax | 103,000 | -218,000 | -516,000 | -174,000 |
| Net income | 1,943,000 | 3,240,000 | 4,522,000 | 6,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,209,000 | 116,005,000 | 116,788,000 | 118,587,000 |
| Total capital | 127,263,000 | 127,447,000 | 128,812,000 | 131,329,000 |
| Risk-weighted assets | 963,661,000 | 911,221,000 | 956,495,000 | 1,017,070,000 |