Call reports 2008
BANK OF EDWARDSVILLE, THE — 2008
What BANK OF EDWARDSVILLE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,139,444,000 | 1,208,235,000 | 1,233,838,000 | 1,245,862,000 |
| Total loans | 640,744,000 | 693,539,000 | 708,275,000 | 752,389,000 |
| Allowance for loan losses | 11,307,000 | 11,730,000 | 12,034,000 | 12,443,000 |
| Securities available for sale | 365,739,000 | 378,794,000 | 396,062,000 | 365,311,000 |
| Securities held to maturity | 25,394,000 | 18,940,000 | 17,941,000 | 15,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 932,530,000 | 929,942,000 | 924,992,000 | 972,573,000 |
| Interest-bearing deposits | 813,127,000 | 805,879,000 | 796,768,000 | 843,821,000 |
| Noninterest-bearing deposits | 119,403,000 | 124,064,000 | 128,224,000 | 128,752,000 |
| Equity capital | 121,406,000 | 116,925,000 | 119,623,000 | 125,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 15,228,000 | 30,450,000 | 46,534,000 | 62,300,000 |
| Interest expense | 6,567,000 | 12,195,000 | 17,633,000 | 22,627,000 |
| Net interest income | 8,661,000 | 18,255,000 | 28,901,000 | 39,673,000 |
| Noninterest income | 3,982,000 | 8,236,000 | 12,173,000 | 16,280,000 |
| Noninterest expense | 9,368,000 | 23,277,000 | 32,873,000 | 42,935,000 |
| Provision for loan losses | 0 | 0 | 450,000 | 2,450,000 |
| Pretax income | 3,389,000 | 3,444,000 | 7,979,000 | 10,932,000 |
| Income tax | 693,000 | 26,000 | 1,069,000 | 1,552,000 |
| Net income | 2,696,000 | 3,418,000 | 6,910,000 | 9,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,632,000 | 111,654,000 | 114,445,000 | 114,216,000 |
| Total capital | 121,988,000 | 122,713,000 | 125,944,000 | 125,716,000 |
| Risk-weighted assets | 827,543,000 | 884,015,000 | 919,386,000 | 919,058,000 |