Call reports 2007
BANK OF EDWARDSVILLE, THE — 2007
What BANK OF EDWARDSVILLE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,079,503,000 | 1,199,095,000 | 1,180,080,000 | 1,152,123,000 |
| Total loans | 599,247,000 | 626,699,000 | 625,535,000 | 637,023,000 |
| Allowance for loan losses | 12,442,000 | 12,027,000 | 11,642,000 | 11,382,000 |
| Securities available for sale | 321,412,000 | 420,737,000 | 387,435,000 | 368,312,000 |
| Securities held to maturity | 38,387,000 | 38,389,000 | 38,390,000 | 33,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 893,726,000 | 914,049,000 | 968,521,000 | 909,221,000 |
| Interest-bearing deposits | 782,309,000 | 792,967,000 | 847,126,000 | 795,622,000 |
| Noninterest-bearing deposits | 111,417,000 | 121,082,000 | 121,395,000 | 113,599,000 |
| Equity capital | 111,392,000 | 111,699,000 | 113,830,000 | 118,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 14,835,000 | 29,948,000 | 46,108,000 | 62,357,000 |
| Interest expense | 7,059,000 | 14,454,000 | 22,616,000 | 30,269,000 |
| Net interest income | 7,776,000 | 15,494,000 | 23,492,000 | 32,088,000 |
| Noninterest income | 3,875,000 | 8,380,000 | 12,266,000 | 17,490,000 |
| Noninterest expense | 9,183,000 | 18,220,000 | 27,399,000 | 36,199,000 |
| Provision for loan losses | 600,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 1,916,000 | 5,102,000 | 7,804,000 | 12,902,000 |
| Income tax | 319,000 | 896,000 | 1,331,000 | 2,720,000 |
| Net income | 1,597,000 | 4,206,000 | 6,473,000 | 10,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,636,000 | 108,644,000 | 108,710,000 | 111,170,000 |
| Total capital | 116,282,000 | 118,967,000 | 119,056,000 | 121,508,000 |
| Risk-weighted assets | 768,876,000 | 824,124,000 | 826,394,000 | 826,031,000 |