Call reports 2015
1ST NATIONAL BANK OF SOUTH FLORIDA — 2015
What 1ST NATIONAL BANK OF SOUTH FLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 331,635,000 | 346,291,000 | 347,098,000 | 330,692,000 |
| Total loans | 211,357,000 | 204,272,000 | 206,001,000 | 201,930,000 |
| Allowance for loan losses | 2,172,000 | 2,158,000 | 2,123,000 | 1,920,000 |
| Securities available for sale | 72,147,000 | 90,161,000 | 93,996,000 | 87,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,799,000 | 283,358,000 | 283,023,000 | 267,049,000 |
| Interest-bearing deposits | 193,504,000 | 204,692,000 | 203,450,000 | 186,375,000 |
| Noninterest-bearing deposits | 75,295,000 | 78,666,000 | 79,573,000 | 80,674,000 |
| Equity capital | 31,131,000 | 31,048,000 | 32,095,000 | 32,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,967,000 | 5,950,000 | 9,152,000 | 11,999,000 |
| Interest expense | 458,000 | 931,000 | 1,419,000 | 1,885,000 |
| Net interest income | 2,509,000 | 5,019,000 | 7,733,000 | 10,114,000 |
| Noninterest income | 367,000 | 739,000 | 1,107,000 | 1,921,000 |
| Noninterest expense | 2,420,000 | 4,904,000 | 7,582,000 | 10,476,000 |
| Provision for loan losses | 45,000 | 90,000 | 50,000 | -157,000 |
| Pretax income | 411,000 | 764,000 | 1,208,000 | 1,716,000 |
| Income tax | -194,000 | -189,000 | -176,000 | -46,000 |
| Net income | 605,000 | 953,000 | 1,384,000 | 1,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,447,000 | 30,802,000 | 31,233,000 | 31,865,000 |
| Total capital | 32,619,000 | 32,960,000 | 33,356,000 | 33,785,000 |
| Risk-weighted assets | 219,504,000 | 217,929,000 | 216,636,000 | 209,168,000 |