Call reports 2013
1ST NATIONAL BANK OF SOUTH FLORIDA — 2013
What 1ST NATIONAL BANK OF SOUTH FLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 302,468,000 | 301,150,000 | 307,077,000 | 300,215,000 |
| Total loans | 170,433,000 | 159,380,000 | 180,788,000 | 182,476,000 |
| Allowance for loan losses | 2,200,000 | 2,132,000 | 2,188,000 | 2,170,000 |
| Securities available for sale | 83,041,000 | 88,920,000 | 82,181,000 | 79,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,629,000 | 240,236,000 | 246,389,000 | 240,507,000 |
| Interest-bearing deposits | 170,392,000 | 169,508,000 | 173,389,000 | 169,414,000 |
| Noninterest-bearing deposits | 70,237,000 | 70,728,000 | 73,000,000 | 71,093,000 |
| Equity capital | 29,081,000 | 28,008,000 | 28,168,000 | 27,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,635,000 | 5,263,000 | 7,805,000 | 10,486,000 |
| Interest expense | 453,000 | 888,000 | 1,319,000 | 1,739,000 |
| Net interest income | 2,182,000 | 4,375,000 | 6,486,000 | 8,747,000 |
| Noninterest income | 255,000 | 611,000 | 1,062,000 | 1,773,000 |
| Noninterest expense | 2,420,000 | 4,799,000 | 7,076,000 | 9,805,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 45,000 |
| Pretax income | 135,000 | 305,000 | 515,000 | 788,000 |
| Income tax | 12,000 | 25,000 | 37,000 | -712,000 |
| Net income | 123,000 | 280,000 | 478,000 | 1,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,985,000 | 30,151,000 | 30,357,000 | 28,961,000 |
| Total capital | 32,185,000 | 32,283,000 | 32,545,000 | 31,131,000 |
| Risk-weighted assets | 202,653,000 | 192,956,000 | 196,628,000 | 198,725,000 |