Call reports 2012
1ST NATIONAL BANK OF SOUTH FLORIDA — 2012
What 1ST NATIONAL BANK OF SOUTH FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 307,992,000 | 304,125,000 | 292,220,000 | 292,661,000 |
| Total loans | 183,708,000 | 180,179,000 | 175,005,000 | 174,009,000 |
| Allowance for loan losses | 2,166,000 | 2,021,000 | 2,072,000 | 2,237,000 |
| Securities available for sale | 68,959,000 | 71,232,000 | 78,826,000 | 73,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,808,000 | 243,183,000 | 230,885,000 | 231,495,000 |
| Interest-bearing deposits | 179,306,000 | 174,259,000 | 166,708,000 | 169,181,000 |
| Noninterest-bearing deposits | 68,502,000 | 68,924,000 | 64,177,000 | 62,314,000 |
| Equity capital | 28,071,000 | 28,680,000 | 28,871,000 | 29,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,044,000 | 5,866,000 | 8,683,000 | 11,399,000 |
| Interest expense | 582,000 | 1,134,000 | 1,637,000 | 2,111,000 |
| Net interest income | 2,462,000 | 4,732,000 | 7,046,000 | 9,288,000 |
| Noninterest income | 406,000 | 729,000 | 1,185,000 | 1,572,000 |
| Noninterest expense | 2,477,000 | 4,917,000 | 7,356,000 | 9,868,000 |
| Provision for loan losses | 340,000 | 440,000 | 640,000 | 790,000 |
| Pretax income | 51,000 | 173,000 | 358,000 | 540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 173,000 | 358,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,341,000 | 29,471,000 | 29,664,000 | 29,854,000 |
| Total capital | 31,507,000 | 31,492,000 | 31,736,000 | 32,091,000 |
| Risk-weighted assets | 205,897,000 | 205,670,000 | 200,405,000 | 197,490,000 |