Call reports 2011
1ST NATIONAL BANK OF SOUTH FLORIDA — 2011
What 1ST NATIONAL BANK OF SOUTH FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 321,271,000 | 308,917,000 | 299,231,000 | 302,282,000 |
| Total loans | 182,203,000 | 179,527,000 | 181,508,000 | 183,141,000 |
| Allowance for loan losses | 2,060,000 | 2,133,000 | 2,106,000 | 2,006,000 |
| Securities available for sale | 68,172,000 | 75,656,000 | 74,662,000 | 72,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,441,000 | 248,964,000 | 238,580,000 | 242,830,000 |
| Interest-bearing deposits | 191,771,000 | 183,672,000 | 177,655,000 | 179,583,000 |
| Noninterest-bearing deposits | 70,670,000 | 65,292,000 | 60,925,000 | 63,247,000 |
| Equity capital | 25,950,000 | 27,213,000 | 28,015,000 | 27,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,985,000 | 5,953,000 | 8,813,000 | 11,587,000 |
| Interest expense | 838,000 | 1,640,000 | 2,323,000 | 2,925,000 |
| Net interest income | 2,147,000 | 4,313,000 | 6,490,000 | 8,662,000 |
| Noninterest income | 517,000 | 970,000 | 1,509,000 | 2,003,000 |
| Noninterest expense | 2,472,000 | 4,958,000 | 7,461,000 | 9,821,000 |
| Provision for loan losses | 170,000 | 320,000 | 490,000 | 740,000 |
| Pretax income | 82,000 | 65,000 | 108,000 | 161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 65,000 | 108,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,179,000 | 29,170,000 | 29,221,000 | 29,282,000 |
| Total capital | 31,239,000 | 31,303,000 | 31,327,000 | 31,288,000 |
| Risk-weighted assets | 201,091,000 | 198,032,000 | 198,151,000 | 202,867,000 |