Call reports 2004
1ST NATIONAL BANK OF SOUTH FLORIDA — 2004
What 1ST NATIONAL BANK OF SOUTH FLORIDA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 253,149,000 | 252,349,000 | 236,663,000 | 248,974,000 |
| Total loans | 115,578,000 | 126,752,000 | 131,389,000 | 150,885,000 |
| Allowance for loan losses | 1,262,000 | 1,271,000 | 1,298,000 | 1,148,000 |
| Securities available for sale | 104,985,000 | 97,305,000 | 75,723,000 | 62,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,575,000 | 225,826,000 | 208,648,000 | 221,478,000 |
| Interest-bearing deposits | 156,990,000 | 158,230,000 | 143,112,000 | 145,573,000 |
| Noninterest-bearing deposits | 67,585,000 | 67,596,000 | 65,536,000 | 75,905,000 |
| Equity capital | 24,470,000 | 23,169,000 | 24,087,000 | 24,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,002,000 | 5,830,000 | 8,636,000 | 11,725,000 |
| Interest expense | 538,000 | 1,059,000 | 1,547,000 | 2,031,000 |
| Net interest income | 2,464,000 | 4,771,000 | 7,089,000 | 9,694,000 |
| Noninterest income | 363,000 | 739,000 | 1,108,000 | 1,635,000 |
| Noninterest expense | 2,044,000 | 4,138,000 | 6,342,000 | 8,748,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | -117,000 |
| Pretax income | 768,000 | 1,405,000 | 1,839,000 | 2,745,000 |
| Income tax | 177,000 | 307,000 | 361,000 | 595,000 |
| Net income | 591,000 | 1,098,000 | 1,478,000 | 2,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,795,000 | 23,094,000 | 23,351,000 | 23,814,000 |
| Total capital | 24,057,000 | 24,365,000 | 24,649,000 | 25,139,000 |
| Risk-weighted assets | 156,970,000 | 172,112,000 | 173,958,000 | 185,860,000 |
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