Call reports 2010
SOUTHERN COMMUNITY BANK AND TRUST — 2010
What SOUTHERN COMMUNITY BANK AND TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,702,852,000 | 1,655,383,000 | 1,657,918,000 | 1,649,633,000 |
| Total loans | 1,211,439,000 | 1,205,147,000 | 1,190,914,000 | 1,136,068,000 |
| Allowance for loan losses | 36,007,000 | 29,609,000 | 35,100,000 | 29,580,000 |
| Securities available for sale | 323,948,000 | 300,310,000 | 291,943,000 | 309,301,000 |
| Securities held to maturity | 10,207,000 | 5,729,000 | 29,122,000 | 42,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,314,367,000 | 1,298,724,000 | 1,322,105,000 | 1,352,937,000 |
| Interest-bearing deposits | 1,201,075,000 | 1,175,151,000 | 1,202,856,000 | 1,242,823,000 |
| Noninterest-bearing deposits | 113,292,000 | 123,573,000 | 119,249,000 | 110,114,000 |
| Equity capital | 151,390,000 | 152,549,000 | 145,904,000 | 130,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 20,961,000 | 41,375,000 | 61,400,000 | 80,539,000 |
| Interest expense | 6,906,000 | 13,073,000 | 19,004,000 | 24,922,000 |
| Net interest income | 14,055,000 | 28,302,000 | 42,396,000 | 55,617,000 |
| Noninterest income | 2,884,000 | 5,404,000 | 8,449,000 | 9,597,000 |
| Noninterest expense | 11,788,000 | 23,110,000 | 34,014,000 | 44,670,000 |
| Provision for loan losses | 10,000,000 | 15,500,000 | 32,500,000 | 39,000,000 |
| Pretax income | -3,495,000 | -2,532,000 | -13,269,000 | -14,890,000 |
| Income tax | 350,000 | 410,000 | -2,978,000 | 5,640,000 |
| Net income | -3,845,000 | -2,942,000 | -10,291,000 | -20,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,651,000 | 148,629,000 | 141,369,000 | 131,217,000 |
| Total capital | 165,111,000 | 165,940,000 | 158,777,000 | 147,983,000 |
| Risk-weighted assets | 1,378,217,000 | 1,372,587,000 | 1,374,948,000 | 1,328,500,000 |
Machine access — free, no API key
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