Call reports 2009
SOUTHERN COMMUNITY BANK AND TRUST — 2009
What SOUTHERN COMMUNITY BANK AND TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,785,656,000 | 1,723,634,000 | 1,720,497,000 | 1,724,767,000 |
| Total loans | 1,303,533,000 | 1,259,268,000 | 1,250,807,000 | 1,233,300,000 |
| Allowance for loan losses | 19,314,000 | 19,390,000 | 20,807,000 | 29,638,000 |
| Securities available for sale | 320,031,000 | 318,515,000 | 308,543,000 | 311,569,000 |
| Securities held to maturity | 24,964,000 | 14,083,000 | 13,990,000 | 10,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,324,410,000 | 1,269,237,000 | 1,303,157,000 | 1,328,990,000 |
| Interest-bearing deposits | 1,225,793,000 | 1,166,032,000 | 1,197,001,000 | 1,210,618,000 |
| Noninterest-bearing deposits | 98,618,000 | 103,205,000 | 106,156,000 | 118,372,000 |
| Equity capital | 153,401,000 | 149,918,000 | 151,312,000 | 149,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 22,744,000 | 45,195,000 | 67,381,000 | 89,473,000 |
| Interest expense | 9,466,000 | 18,517,000 | 26,560,000 | 34,434,000 |
| Net interest income | 13,278,000 | 26,678,000 | 40,821,000 | 55,039,000 |
| Noninterest income | 2,558,000 | 4,705,000 | 8,127,000 | 11,760,000 |
| Noninterest expense | 60,458,000 | 74,078,000 | 86,612,000 | 100,209,000 |
| Provision for loan losses | 4,000,000 | 10,000,000 | 16,000,000 | 34,000,000 |
| Pretax income | -48,621,000 | -52,194,000 | -52,428,000 | -66,174,000 |
| Income tax | 104,000 | -1,428,000 | -1,812,000 | -5,445,000 |
| Net income | -48,725,000 | -50,766,000 | -50,616,000 | -60,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,096,000 | 146,160,000 | 146,421,000 | 145,403,000 |
| Total capital | 166,051,000 | 163,384,000 | 164,051,000 | 162,977,000 |
| Risk-weighted assets | 1,434,653,000 | 1,406,987,000 | 1,407,201,000 | 1,401,811,000 |
Machine access — free, no API key
Every figure shown here about SOUTHERN COMMUNITY BANK AND TRUST — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.