Call reports 2006
SOUTHERN COMMUNITY BANK AND TRUST — 2006
What SOUTHERN COMMUNITY BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,338,116,000 | 1,349,690,000 | 1,413,274,000 | 1,433,842,000 |
| Total loans | 921,195,000 | 959,085,000 | 1,015,985,000 | 1,033,411,000 |
| Allowance for loan losses | 12,211,000 | 12,626,000 | 12,990,000 | 13,040,000 |
| Securities available for sale | 191,699,000 | 151,695,000 | 157,275,000 | 157,140,000 |
| Securities held to maturity | 87,366,000 | 85,110,000 | 84,925,000 | 86,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,005,016,000 | 985,173,000 | 1,024,837,000 | 1,027,914,000 |
| Interest-bearing deposits | 892,675,000 | 878,567,000 | 924,580,000 | 918,964,000 |
| Noninterest-bearing deposits | 112,341,000 | 106,605,000 | 100,257,000 | 108,950,000 |
| Equity capital | 159,283,000 | 158,796,000 | 162,512,000 | 165,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 19,261,000 | 40,123,000 | 62,258,000 | 85,470,000 |
| Interest expense | 8,680,000 | 18,786,000 | 30,040,000 | 42,158,000 |
| Net interest income | 10,581,000 | 21,337,000 | 32,218,000 | 43,312,000 |
| Noninterest income | 1,799,000 | 2,836,000 | 5,475,000 | 7,743,000 |
| Noninterest expense | 8,301,000 | 16,943,000 | 25,778,000 | 35,259,000 |
| Provision for loan losses | 475,000 | 1,180,000 | 1,910,000 | 2,510,000 |
| Pretax income | 3,604,000 | 1,820,000 | 5,805,000 | 9,130,000 |
| Income tax | 1,279,000 | 633,000 | 2,048,000 | 2,935,000 |
| Net income | 2,325,000 | 1,187,000 | 3,757,000 | 6,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,915,000 | 109,292,000 | 111,977,000 | 114,527,000 |
| Total capital | 123,126,000 | 121,918,000 | 124,967,000 | 127,567,000 |
| Risk-weighted assets | 1,061,001,000 | 1,100,024,000 | 1,154,325,000 | 1,173,169,000 |
Machine access — free, no API key
Every figure shown here about SOUTHERN COMMUNITY BANK AND TRUST — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.