Call reports 2005
SOUTHERN COMMUNITY BANK AND TRUST — 2005
What SOUTHERN COMMUNITY BANK AND TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,236,060,000 | 1,296,535,000 | 1,288,042,000 | 1,283,013,000 |
| Total loans | 809,733,000 | 845,847,000 | 856,839,000 | 868,827,000 |
| Allowance for loan losses | 12,133,000 | 12,365,000 | 11,773,000 | 11,785,000 |
| Securities available for sale | 210,566,000 | 223,048,000 | 212,281,000 | 191,542,000 |
| Securities held to maturity | 89,830,000 | 90,125,000 | 90,321,000 | 88,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 848,478,000 | 878,276,000 | 902,075,000 | 951,164,000 |
| Interest-bearing deposits | 751,561,000 | 765,512,000 | 796,415,000 | 839,937,000 |
| Noninterest-bearing deposits | 96,917,000 | 112,764,000 | 105,660,000 | 111,226,000 |
| Equity capital | 150,996,000 | 153,776,000 | 155,990,000 | 157,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 15,319,000 | 31,852,000 | 49,364,000 | 68,095,000 |
| Interest expense | 5,793,000 | 12,617,000 | 20,341,000 | 28,729,000 |
| Net interest income | 9,526,000 | 19,235,000 | 29,023,000 | 39,366,000 |
| Noninterest income | 1,744,000 | 3,536,000 | 5,440,000 | 7,966,000 |
| Noninterest expense | 7,560,000 | 14,760,000 | 22,175,000 | 30,573,000 |
| Provision for loan losses | 395,000 | 870,000 | 570,000 | 950,000 |
| Pretax income | 3,315,000 | 7,141,000 | 11,718,000 | 15,487,000 |
| Income tax | 1,185,000 | 2,553,000 | 4,214,000 | 5,455,000 |
| Net income | 2,130,000 | 4,588,000 | 7,504,000 | 10,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,029,000 | 103,571,000 | 106,171,000 | 108,490,000 |
| Total capital | 113,083,000 | 115,936,000 | 117,944,000 | 120,275,000 |
| Risk-weighted assets | 964,257,000 | 1,006,923,000 | 992,664,000 | 1,005,488,000 |
Machine access — free, no API key
Every figure shown here about SOUTHERN COMMUNITY BANK AND TRUST — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.