Call reports 2026
AMERICAN TRUST & SAVINGS BANK — 2026
What AMERICAN TRUST & SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 28,689,000 | 27,845,000 |
| Total loans | 5,532,000 | 5,671,000 |
| Allowance for loan losses | 405,000 | 405,000 |
| Securities available for sale | 19,178,000 | 18,832,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 23,629,000 | 23,190,000 |
| Interest-bearing deposits | 20,130,000 | 20,057,000 |
| Noninterest-bearing deposits | 3,499,000 | 3,133,000 |
| Equity capital | 3,559,000 | 3,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 195,000 | 383,000 |
| Interest expense | 81,000 | 165,000 |
| Net interest income | 114,000 | 218,000 |
| Noninterest income | 5,000 | 11,000 |
| Noninterest expense | 186,000 | 377,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -67,000 | -148,000 |
| Income tax | 0 | 0 |
| Net income | -67,000 | -148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 4,825,000 | 4,743,000 |
| Total capital | 4,976,000 | 4,894,000 |
| Risk-weighted assets | 11,853,000 | 11,869,000 |