Call reports 2024
AMERICAN TRUST & SAVINGS BANK — 2024
What AMERICAN TRUST & SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 33,046,000 | 31,068,000 | 32,236,000 | 33,401,000 |
| Total loans | 6,218,000 | 5,918,000 | 5,881,000 | 5,785,000 |
| Allowance for loan losses | 310,000 | 311,000 | 316,000 | 320,000 |
| Securities available for sale | 19,583,000 | 19,379,000 | 20,180,000 | 19,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,613,000 | 25,350,000 | 27,412,000 | 29,161,000 |
| Interest-bearing deposits | 23,430,000 | 22,092,000 | 23,991,000 | 24,949,000 |
| Noninterest-bearing deposits | 4,183,000 | 3,258,000 | 3,421,000 | 4,212,000 |
| Equity capital | 3,075,000 | 3,149,000 | 3,749,000 | 3,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 473,000 | 720,000 | 973,000 |
| Interest expense | 86,000 | 172,000 | 278,000 | 386,000 |
| Net interest income | 154,000 | 301,000 | 442,000 | 587,000 |
| Noninterest income | 4,000 | 10,000 | 16,000 | 23,000 |
| Noninterest expense | 222,000 | 435,000 | 674,000 | 1,037,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -64,000 | -60,000 | -92,000 | -295,000 |
| Income tax | 0 | 0 | 0 | -9,000 |
| Net income | -64,000 | -60,000 | -92,000 | -286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,307,000 | 5,312,000 | 5,279,000 | 5,085,000 |
| Total capital | 5,474,000 | 5,472,000 | 5,440,000 | 5,251,000 |
| Risk-weighted assets | 13,289,000 | 12,668,000 | 12,793,000 | 13,162,000 |