Call reports 2022
AMERICAN TRUST & SAVINGS BANK — 2022
What AMERICAN TRUST & SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 37,552,000 | 36,646,000 | 34,979,000 | 33,790,000 |
| Total loans | 5,103,000 | 5,301,000 | 5,574,000 | 5,330,000 |
| Allowance for loan losses | 357,000 | 359,000 | 367,000 | 369,000 |
| Securities available for sale | 19,314,000 | 20,391,000 | 19,848,000 | 19,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,829,000 | 31,769,000 | 30,810,000 | 29,581,000 |
| Interest-bearing deposits | 28,354,000 | 27,915,000 | 26,531,000 | 25,326,000 |
| Noninterest-bearing deposits | 3,475,000 | 3,854,000 | 4,279,000 | 4,255,000 |
| Equity capital | 4,804,000 | 3,959,000 | 3,251,000 | 3,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 224,000 | 462,000 | 705,000 | 930,000 |
| Interest expense | 18,000 | 36,000 | 54,000 | 78,000 |
| Net interest income | 206,000 | 426,000 | 651,000 | 852,000 |
| Noninterest income | 6,000 | 11,000 | 17,000 | 25,000 |
| Noninterest expense | 218,000 | 444,000 | 671,000 | 996,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -6,000 | -7,000 | -3,000 | -119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | -7,000 | -3,000 | -119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,976,000 | 5,976,000 | 5,980,000 | 5,863,000 |
| Total capital | 6,118,000 | 6,133,000 | 6,142,000 | 6,021,000 |
| Risk-weighted assets | 11,203,000 | 12,383,000 | 12,782,000 | 12,465,000 |