Call reports 2021
AMERICAN TRUST & SAVINGS BANK — 2021
What AMERICAN TRUST & SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 38,038,000 | 37,863,000 | 36,797,000 | 37,361,000 |
| Total loans | 6,947,000 | 6,733,000 | 6,761,000 | 5,911,000 |
| Allowance for loan losses | 323,000 | 344,000 | 351,000 | 354,000 |
| Securities available for sale | 15,546,000 | 16,925,000 | 15,986,000 | 19,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,330,000 | 30,951,000 | 29,947,000 | 30,689,000 |
| Interest-bearing deposits | 27,226,000 | 27,136,000 | 26,553,000 | 27,244,000 |
| Noninterest-bearing deposits | 4,104,000 | 3,815,000 | 3,394,000 | 3,445,000 |
| Equity capital | 5,830,000 | 6,035,000 | 5,973,000 | 5,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 506,000 | 751,000 | 996,000 |
| Interest expense | 22,000 | 43,000 | 63,000 | 81,000 |
| Net interest income | 215,000 | 463,000 | 688,000 | 915,000 |
| Noninterest income | 6,000 | 13,000 | 21,000 | 25,000 |
| Noninterest expense | 181,000 | 385,000 | 616,000 | 979,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 115,000 | 117,000 | -15,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 40,000 | 115,000 | 117,000 | -15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,037,000 | 6,112,000 | 6,114,000 | 5,983,000 |
| Total capital | 6,185,000 | 6,261,000 | 6,261,000 | 6,125,000 |
| Risk-weighted assets | 11,705,000 | 11,781,000 | 11,557,000 | 11,182,000 |