Call reports 2020
AMERICAN TRUST & SAVINGS BANK — 2020
What AMERICAN TRUST & SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 33,964,000 | 33,807,000 | 34,565,000 | 35,484,000 |
| Total loans | 8,358,000 | 8,348,000 | 8,195,000 | 7,183,000 |
| Allowance for loan losses | 304,000 | 320,000 | 336,000 | 315,000 |
| Securities available for sale | 9,245,000 | 8,383,000 | 9,552,000 | 12,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,757,000 | 26,517,000 | 27,249,000 | 28,553,000 |
| Interest-bearing deposits | 24,211,000 | 23,919,000 | 24,622,000 | 25,501,000 |
| Noninterest-bearing deposits | 2,546,000 | 2,598,000 | 2,627,000 | 3,052,000 |
| Equity capital | 6,364,000 | 6,449,000 | 6,475,000 | 6,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 551,000 | 811,000 | 1,046,000 |
| Interest expense | 38,000 | 69,000 | 100,000 | 126,000 |
| Net interest income | 238,000 | 482,000 | 711,000 | 920,000 |
| Noninterest income | 8,000 | 14,000 | 22,000 | 30,000 |
| Noninterest expense | 242,000 | 435,000 | 657,000 | 988,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 61,000 | 76,000 | -38,000 |
| Income tax | 0 | 0 | 0 | 297,000 |
| Net income | 4,000 | 61,000 | 76,000 | -335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,336,000 | 6,393,000 | 6,409,000 | 5,997,000 |
| Total capital | 6,491,000 | 6,543,000 | 6,562,000 | 6,140,000 |
| Risk-weighted assets | 12,258,000 | 11,908,000 | 12,077,000 | 11,311,000 |