Call reports 2018
AMERICAN TRUST & SAVINGS BANK — 2018
What AMERICAN TRUST & SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 35,386,000 | 34,649,000 | 33,704,000 | 34,162,000 |
| Total loans | 9,299,000 | 9,285,000 | 9,333,000 | 9,173,000 |
| Allowance for loan losses | 194,000 | 209,000 | 224,000 | 229,000 |
| Securities available for sale | 13,494,000 | 12,334,000 | 11,983,000 | 11,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,401,000 | 27,636,000 | 26,531,000 | 27,172,000 |
| Interest-bearing deposits | 25,752,000 | 24,636,000 | 23,851,000 | 24,382,000 |
| Noninterest-bearing deposits | 2,649,000 | 3,000,000 | 2,680,000 | 2,790,000 |
| Equity capital | 6,192,000 | 6,208,000 | 6,129,000 | 6,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 599,000 | 889,000 | 1,189,000 |
| Interest expense | 42,000 | 82,000 | 121,000 | 163,000 |
| Net interest income | 258,000 | 517,000 | 768,000 | 1,026,000 |
| Noninterest income | 11,000 | 19,000 | 26,000 | 35,000 |
| Noninterest expense | 215,000 | 391,000 | 610,000 | 883,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 145,000 | 184,000 | 178,000 |
| Income tax | 38,000 | 76,000 | 114,000 | 152,000 |
| Net income | 16,000 | 69,000 | 70,000 | 26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,299,000 | 6,323,000 | 6,324,000 | 6,280,000 |
| Total capital | 6,483,000 | 6,494,000 | 6,493,000 | 6,445,000 |
| Risk-weighted assets | 14,709,000 | 13,664,000 | 13,483,000 | 13,197,000 |