Call reports 2017
AMERICAN TRUST & SAVINGS BANK — 2017
What AMERICAN TRUST & SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 36,165,000 | 36,426,000 | 35,751,000 | 35,214,000 |
| Total loans | 9,742,000 | 9,352,000 | 9,582,000 | 9,379,000 |
| Allowance for loan losses | 131,000 | 146,000 | 161,000 | 179,000 |
| Securities available for sale | 15,212,000 | 14,269,000 | 13,849,000 | 13,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,999,000 | 29,145,000 | 28,492,000 | 28,140,000 |
| Interest-bearing deposits | 26,279,000 | 26,429,000 | 25,691,000 | 25,453,000 |
| Noninterest-bearing deposits | 2,720,000 | 2,716,000 | 2,801,000 | 2,687,000 |
| Equity capital | 6,397,000 | 6,496,000 | 6,461,000 | 6,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 603,000 | 903,000 | 1,194,000 |
| Interest expense | 44,000 | 89,000 | 132,000 | 175,000 |
| Net interest income | 254,000 | 514,000 | 771,000 | 1,019,000 |
| Noninterest income | 11,000 | 21,000 | 32,000 | 44,000 |
| Noninterest expense | 219,000 | 406,000 | 647,000 | 938,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 141,000 | 168,000 | 137,000 |
| Income tax | 16,000 | 33,000 | 51,000 | 137,000 |
| Net income | 39,000 | 108,000 | 117,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,293,000 | 6,362,000 | 6,372,000 | 6,286,000 |
| Total capital | 6,424,000 | 6,508,000 | 6,533,000 | 6,465,000 |
| Risk-weighted assets | 15,699,000 | 15,322,000 | 15,042,000 | 14,664,000 |