Call reports 2006
AMERICAN TRUST & SAVINGS BANK — 2006
What AMERICAN TRUST & SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 29,721,000 | 28,901,000 | 28,737,000 | 29,634,000 |
| Total loans | 12,062,000 | 13,953,000 | 15,126,000 | 16,171,000 |
| Allowance for loan losses | 372,000 | 393,000 | 357,000 | 379,000 |
| Securities available for sale | 14,293,000 | 13,365,000 | 12,027,000 | 12,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,538,000 | 21,644,000 | 21,208,000 | 21,675,000 |
| Interest-bearing deposits | 20,776,000 | 19,879,000 | 19,851,000 | 20,128,000 |
| Noninterest-bearing deposits | 1,762,000 | 1,765,000 | 1,357,000 | 1,547,000 |
| Equity capital | 6,452,000 | 6,519,000 | 6,762,000 | 6,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 922,000 | 1,428,000 | 1,999,000 |
| Interest expense | 125,000 | 258,000 | 396,000 | 548,000 |
| Net interest income | 315,000 | 664,000 | 1,032,000 | 1,451,000 |
| Noninterest income | 12,000 | 32,000 | 105,000 | 72,000 |
| Noninterest expense | 263,000 | 473,000 | 728,000 | 1,187,000 |
| Provision for loan losses | 0 | 0 | 0 | -57,000 |
| Pretax income | -12,000 | 147,000 | 329,000 | 313,000 |
| Income tax | 0 | 9,000 | 46,000 | 102,000 |
| Net income | -12,000 | 138,000 | 283,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,502,000 | 6,651,000 | 6,796,000 | 6,725,000 |
| Total capital | 6,769,000 | 6,934,000 | 7,028,000 | 7,019,000 |
| Risk-weighted assets | 21,226,000 | 22,504,000 | 22,974,000 | 23,396,000 |
Machine access — free, no API key
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