Call reports 2005
AMERICAN TRUST & SAVINGS BANK — 2005
What AMERICAN TRUST & SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 31,015,000 | 30,815,000 | 30,709,000 | 29,983,000 |
| Total loans | 8,056,000 | 8,826,000 | 9,934,000 | 10,117,000 |
| Allowance for loan losses | 526,000 | 581,000 | 605,000 | 350,000 |
| Securities available for sale | 22,160,000 | 20,658,000 | 18,144,000 | 17,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,100,000 | 23,683,000 | 23,571,000 | 22,783,000 |
| Interest-bearing deposits | 22,196,000 | 21,976,000 | 21,979,000 | 20,889,000 |
| Noninterest-bearing deposits | 1,904,000 | 1,707,000 | 1,592,000 | 1,894,000 |
| Equity capital | 6,214,000 | 6,428,000 | 6,456,000 | 6,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 405,000 | 823,000 | 1,239,000 | 1,676,000 |
| Interest expense | 118,000 | 237,000 | 360,000 | 482,000 |
| Net interest income | 287,000 | 586,000 | 879,000 | 1,194,000 |
| Noninterest income | 14,000 | 35,000 | 58,000 | 72,000 |
| Noninterest expense | 210,000 | 420,000 | 587,000 | 936,000 |
| Provision for loan losses | 0 | 0 | 0 | -277,000 |
| Pretax income | 91,000 | 148,000 | 253,000 | 510,000 |
| Income tax | 34,000 | 46,000 | 57,000 | 158,000 |
| Net income | 57,000 | 102,000 | 196,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,220,000 | 6,265,000 | 6,294,000 | 6,514,000 |
| Total capital | 6,456,000 | 6,513,000 | 6,515,000 | 6,770,000 |
| Risk-weighted assets | 18,608,000 | 19,472,000 | 17,259,000 | 20,554,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN TRUST & SAVINGS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.