Call reports 2021
ALLY BANK — 2021
What ALLY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 171,537,000,000 | 170,075,000,000 | 169,383,000,000 | 172,820,000,000 |
| Total loans | 112,744,000,000 | 111,826,000,000 | 114,441,000,000 | 122,402,000,000 |
| Allowance for loan losses | 3,159,000,000 | 3,137,000,000 | 3,174,000,000 | 3,293,000,000 |
| Securities available for sale | 29,249,000,000 | 29,999,000,000 | 29,274,000,000 | 29,621,000,000 |
| Securities held to maturity | 1,197,000,000 | 1,126,000,000 | 1,150,000,000 | 1,170,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,938,000,000 | 142,286,000,000 | 141,888,000,000 | 145,765,000,000 |
| Interest-bearing deposits | 141,732,000,000 | 142,074,000,000 | 141,627,000,000 | 145,503,000,000 |
| Noninterest-bearing deposits | 206,000,000 | 212,000,000 | 261,000,000 | 262,000,000 |
| Equity capital | 16,973,000,000 | 17,368,000,000 | 17,203,000,000 | 16,727,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,769,000,000 | 3,558,000,000 | 5,384,000,000 | 7,284,000,000 |
| Interest expense | 368,000,000 | 696,000,000 | 990,000,000 | 1,267,000,000 |
| Net interest income | 1,401,000,000 | 2,862,000,000 | 4,394,000,000 | 6,017,000,000 |
| Noninterest income | 586,000,000 | 1,298,000,000 | 1,983,000,000 | 2,701,000,000 |
| Noninterest expense | 834,000,000 | 1,735,000,000 | 2,604,000,000 | 3,596,000,000 |
| Provision for loan losses | 28,000,000 | 30,000,000 | 143,000,000 | 369,000,000 |
| Pretax income | 1,146,000,000 | 2,420,000,000 | 3,674,000,000 | 4,812,000,000 |
| Income tax | 257,000,000 | 546,000,000 | 832,000,000 | 1,116,000,000 |
| Net income | 889,000,000 | 1,874,000,000 | 2,842,000,000 | 3,696,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,879,000,000 | 18,113,000,000 | 18,095,000,000 | 17,253,000,000 |
| Total capital | 19,513,000,000 | 19,740,000,000 | 19,746,000,000 | 18,995,000,000 |
| Risk-weighted assets | 130,663,400,000 | 130,099,100,000 | 132,027,000,000 | 139,285,800,000 |