Call reports 2020
ALLY BANK — 2020
What ALLY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 170,655,000,000 | 172,910,000,000 | 174,591,000,000 | 172,019,000,000 |
| Total loans | 125,038,000,000 | 115,778,000,000 | 116,095,000,000 | 117,571,000,000 |
| Allowance for loan losses | 3,195,000,000 | 3,320,000,000 | 3,358,000,000 | 3,275,000,000 |
| Securities available for sale | 25,839,000,000 | 25,323,000,000 | 26,202,000,000 | 26,063,000,000 |
| Securities held to maturity | 1,506,000,000 | 1,396,000,000 | 1,261,000,000 | 1,253,000,000 |
| Trading assets | 2,000,000 | 2,000,000 | 1,000,000 | 0 |
| Total deposits | 124,126,000,000 | 133,681,000,000 | 138,422,000,000 | 141,689,000,000 |
| Interest-bearing deposits | 123,942,000,000 | 133,489,000,000 | 138,210,000,000 | 141,499,000,000 |
| Noninterest-bearing deposits | 184,000,000 | 192,000,000 | 212,000,000 | 190,000,000 |
| Equity capital | 16,203,000,000 | 16,666,000,000 | 17,212,000,000 | 17,137,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,996,000,000 | 3,846,000,000 | 5,673,000,000 | 7,471,000,000 |
| Interest expense | 732,000,000 | 1,397,000,000 | 1,963,000,000 | 2,409,000,000 |
| Net interest income | 1,264,000,000 | 2,449,000,000 | 3,710,000,000 | 5,062,000,000 |
| Noninterest income | 471,000,000 | 971,000,000 | 1,602,000,000 | 2,266,000,000 |
| Noninterest expense | 830,000,000 | 1,622,000,000 | 2,479,000,000 | 3,410,000,000 |
| Provision for loan losses | 929,000,000 | 1,241,000,000 | 1,420,000,000 | 1,553,000,000 |
| Pretax income | 43,000,000 | 639,000,000 | 1,499,000,000 | 2,451,000,000 |
| Income tax | 6,000,000 | 151,000,000 | 357,000,000 | 559,000,000 |
| Net income | 37,000,000 | 488,000,000 | 1,142,000,000 | 1,892,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,433,000,000 | 16,918,000,000 | 17,585,000,000 | 17,567,000,000 |
| Total capital | 18,145,000,000 | 18,522,000,000 | 19,201,000,000 | 19,210,000,000 |
| Risk-weighted assets | 136,913,200,000 | 128,115,000,000 | 129,002,500,000 | 131,294,300,000 |