Call reports 2019
ALLY BANK — 2019
What ALLY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 162,146,000,000 | 163,735,000,000 | 167,073,000,000 | 167,492,000,000 |
| Total loans | 122,610,000,000 | 123,092,000,000 | 124,298,000,000 | 123,887,000,000 |
| Allowance for loan losses | 1,193,000,000 | 1,207,000,000 | 1,220,000,000 | 1,227,000,000 |
| Securities available for sale | 22,179,000,000 | 23,354,000,000 | 24,987,000,000 | 26,300,000,000 |
| Securities held to maturity | 2,405,000,000 | 2,475,000,000 | 2,630,000,000 | 1,578,000,000 |
| Trading assets | 3,000,000 | 3,000,000 | 3,000,000 | 2,000,000 |
| Total deposits | 115,269,000,000 | 117,895,000,000 | 121,527,000,000 | 122,959,000,000 |
| Interest-bearing deposits | 114,983,000,000 | 117,624,000,000 | 121,285,000,000 | 122,794,000,000 |
| Noninterest-bearing deposits | 286,000,000 | 271,000,000 | 242,000,000 | 165,000,000 |
| Equity capital | 16,498,000,000 | 16,865,000,000 | 16,981,000,000 | 16,953,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,000,000,000 | 4,083,000,000 | 6,184,000,000 | 8,242,000,000 |
| Interest expense | 780,000,000 | 1,608,000,000 | 2,422,000,000 | 3,206,000,000 |
| Net interest income | 1,220,000,000 | 2,475,000,000 | 3,762,000,000 | 5,036,000,000 |
| Noninterest income | 480,000,000 | 966,000,000 | 1,459,000,000 | 1,982,000,000 |
| Noninterest expense | 796,000,000 | 1,563,000,000 | 2,351,000,000 | 3,185,000,000 |
| Provision for loan losses | 314,000,000 | 495,000,000 | 753,000,000 | 1,031,000,000 |
| Pretax income | 599,000,000 | 1,406,000,000 | 2,159,000,000 | 2,860,000,000 |
| Income tax | 142,000,000 | 339,000,000 | 525,000,000 | 700,000,000 |
| Net income | 457,000,000 | 1,067,000,000 | 1,634,000,000 | 2,160,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,609,000,000 | 16,739,000,000 | 16,774,000,000 | 16,627,000,000 |
| Total capital | 17,802,000,000 | 17,947,000,000 | 17,995,000,000 | 17,854,000,000 |
| Risk-weighted assets | 132,294,400,000 | 133,515,900,000 | 135,292,200,000 | 135,129,900,000 |