Call reports 2016
ALLY BANK — 2016
What ALLY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 110,653,402,000 | 114,554,166,000 | 114,517,805,000 | 123,547,720,000 |
| Total loans | 82,270,604,000 | 85,473,433,000 | 87,053,537,000 | 92,894,362,000 |
| Allowance for loan losses | 472,757,000 | 501,807,000 | 530,736,000 | 569,062,000 |
| Securities available for sale | 11,686,330,000 | 11,694,701,000 | 12,217,479,000 | 12,909,313,000 |
| Securities held to maturity | 118,174,000 | 571,094,000 | 649,449,000 | 839,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,177,602,000 | 72,729,755,000 | 75,668,198,000 | 78,953,381,000 |
| Interest-bearing deposits | 70,016,214,000 | 72,563,334,000 | 75,498,711,000 | 78,808,620,000 |
| Noninterest-bearing deposits | 161,387,000 | 166,421,000 | 169,487,000 | 144,762,000 |
| Equity capital | 16,856,189,000 | 17,256,669,000 | 17,581,365,000 | 17,724,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 864,100,000 | 1,769,958,000 | 2,725,474,000 | 3,760,082,000 |
| Interest expense | 255,946,000 | 520,717,000 | 789,898,000 | 1,071,754,000 |
| Net interest income | 608,154,000 | 1,249,241,000 | 1,935,576,000 | 2,688,328,000 |
| Noninterest income | 712,316,000 | 1,433,695,000 | 2,082,559,000 | 2,667,365,000 |
| Noninterest expense | 806,378,000 | 1,560,544,000 | 2,290,539,000 | 2,996,335,000 |
| Provision for loan losses | 90,312,000 | 170,648,000 | 270,747,000 | 389,692,000 |
| Pretax income | 430,460,000 | 963,063,000 | 1,478,431,000 | 2,010,451,000 |
| Income tax | 160,117,000 | 356,551,000 | 546,697,000 | 737,180,000 |
| Net income | 270,343,000 | 606,512,000 | 931,734,000 | 1,273,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,870,729,000 | 17,209,419,000 | 17,537,396,000 | 17,888,370,000 |
| Total capital | 17,343,814,000 | 17,711,644,000 | 18,068,510,000 | 18,457,942,000 |
| Risk-weighted assets | 95,793,580,000 | 97,565,569,000 | 101,901,079,000 | 107,089,033,000 |