Call reports 2015
ALLY BANK — 2015
What ALLY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 104,458,734,000 | 106,724,813,000 | 107,193,624,000 | 111,306,727,000 |
| Total loans | 72,193,637,000 | 76,218,607,000 | 77,742,910,000 | 82,191,960,000 |
| Allowance for loan losses | 388,254,000 | 392,846,000 | 427,172,000 | 448,346,000 |
| Securities available for sale | 11,107,197,000 | 11,961,352,000 | 11,585,121,000 | 10,224,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,827,201,000 | 61,840,924,000 | 63,922,564,000 | 66,349,246,000 |
| Interest-bearing deposits | 60,709,382,000 | 61,689,212,000 | 63,766,573,000 | 66,218,062,000 |
| Noninterest-bearing deposits | 117,820,000 | 151,712,000 | 155,991,000 | 131,184,000 |
| Equity capital | 16,171,165,000 | 15,974,394,000 | 16,295,790,000 | 16,495,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 725,567,000 | 1,464,041,000 | 2,235,472,000 | 3,051,656,000 |
| Interest expense | 228,952,000 | 459,067,000 | 698,522,000 | 944,730,000 |
| Net interest income | 496,615,000 | 1,004,974,000 | 1,536,950,000 | 2,106,926,000 |
| Noninterest income | 850,852,000 | 1,625,476,000 | 2,388,326,000 | 3,123,205,000 |
| Noninterest expense | 862,827,000 | 1,688,150,000 | 2,504,069,000 | 3,318,765,000 |
| Provision for loan losses | -1,112,000 | 27,323,000 | 105,346,000 | 174,058,000 |
| Pretax income | 484,711,000 | 913,936,000 | 1,317,143,000 | 1,753,238,000 |
| Income tax | 179,787,000 | 340,571,000 | 489,837,000 | 647,190,000 |
| Net income | 304,924,000 | 573,365,000 | 827,306,000 | 1,106,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,184,654,000 | 16,054,653,000 | 16,311,234,000 | 16,593,782,000 |
| Total capital | 16,574,138,000 | 16,447,780,000 | 16,738,834,000 | 17,042,501,000 |
| Risk-weighted assets | 92,537,859,000 | 92,713,721,000 | 93,190,791,000 | 97,310,557,000 |