Call report 2025Q3
WINNSBORO STATE BANK & TRUST COMPANY — 2025Q3
The 22 measures WINNSBORO STATE BANK & TRUST COMPANY reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 381,327,000 | USD | evidence → |
| Total loans | 294,852,000 | USD | evidence → |
| Allowance for loan losses | 2,499,000 | USD | evidence → |
| Securities available for sale | 42,535,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 332,275,000 | USD | evidence → |
| Interest-bearing deposits | 280,066,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,209,000 | USD | evidence → |
| Equity capital | 43,031,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,667,000 | USD | evidence → |
| Interest expense | 6,415,000 | USD | evidence → |
| Net interest income | 11,252,000 | USD | evidence → |
| Noninterest income | 1,288,000 | USD | evidence → |
| Noninterest expense | 8,302,000 | USD | evidence → |
| Provision for loan losses | 349,000 | USD | evidence → |
| Pretax income | 3,889,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,889,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,696,000 | USD | evidence → |
| Total capital | 46,321,000 | USD | evidence → |
| Risk-weighted assets | 296,000,000 | USD | evidence → |