Call report 2025Q1
WINNSBORO STATE BANK & TRUST COMPANY — 2025Q1
The 22 measures WINNSBORO STATE BANK & TRUST COMPANY reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 362,991,000 | USD | evidence → |
| Total loans | 270,935,000 | USD | evidence → |
| Allowance for loan losses | 2,689,000 | USD | evidence → |
| Securities available for sale | 41,770,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 317,608,000 | USD | evidence → |
| Interest-bearing deposits | 266,159,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,449,000 | USD | evidence → |
| Equity capital | 40,501,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,482,000 | USD | evidence → |
| Interest expense | 1,958,000 | USD | evidence → |
| Net interest income | 3,524,000 | USD | evidence → |
| Noninterest income | 414,000 | USD | evidence → |
| Noninterest expense | 2,653,000 | USD | evidence → |
| Provision for loan losses | 56,000 | USD | evidence → |
| Pretax income | 1,229,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,229,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,877,000 | USD | evidence → |
| Total capital | 44,692,000 | USD | evidence → |
| Risk-weighted assets | 275,975,000 | USD | evidence → |