Call report 2023Q4
WINNSBORO STATE BANK & TRUST COMPANY — 2023Q4
The 22 measures WINNSBORO STATE BANK & TRUST COMPANY reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 343,637,000 | USD | evidence → |
| Total loans | 248,513,000 | USD | evidence → |
| Allowance for loan losses | 2,509,000 | USD | evidence → |
| Securities available for sale | 43,537,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 280,568,000 | USD | evidence → |
| Interest-bearing deposits | 226,403,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,165,000 | USD | evidence → |
| Equity capital | 36,038,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,040,000 | USD | evidence → |
| Interest expense | 5,392,000 | USD | evidence → |
| Net interest income | 12,648,000 | USD | evidence → |
| Noninterest income | 6,803,000 | USD | evidence → |
| Noninterest expense | 9,705,000 | USD | evidence → |
| Provision for loan losses | 556,000 | USD | evidence → |
| Pretax income | 9,176,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 9,176,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,583,000 | USD | evidence → |
| Total capital | 40,306,000 | USD | evidence → |
| Risk-weighted assets | 250,543,000 | USD | evidence → |