Call report 2023Q2
WINNSBORO STATE BANK & TRUST COMPANY — 2023Q2
The 22 measures WINNSBORO STATE BANK & TRUST COMPANY reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,973,000 | USD | evidence → |
| Total loans | 252,186,000 | USD | evidence → |
| Allowance for loan losses | 2,520,000 | USD | evidence → |
| Securities available for sale | 45,607,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 277,723,000 | USD | evidence → |
| Interest-bearing deposits | 222,883,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,840,000 | USD | evidence → |
| Equity capital | 28,920,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,324,000 | USD | evidence → |
| Interest expense | 2,118,000 | USD | evidence → |
| Net interest income | 6,206,000 | USD | evidence → |
| Noninterest income | 774,000 | USD | evidence → |
| Noninterest expense | 4,398,000 | USD | evidence → |
| Provision for loan losses | 184,000 | USD | evidence → |
| Pretax income | 2,398,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,398,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,019,000 | USD | evidence → |
| Total capital | 33,739,000 | USD | evidence → |
| Risk-weighted assets | 251,857,000 | USD | evidence → |