Call report 2015Q4
WINNSBORO STATE BANK & TRUST COMPANY — 2015Q4
The 22 measures WINNSBORO STATE BANK & TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,309,000 | USD | evidence → |
| Total loans | 72,013,000 | USD | evidence → |
| Allowance for loan losses | 544,000 | USD | evidence → |
| Securities available for sale | 50,536,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,391,000 | USD | evidence → |
| Interest-bearing deposits | 83,917,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,474,000 | USD | evidence → |
| Equity capital | 14,126,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,632,000 | USD | evidence → |
| Interest expense | 627,000 | USD | evidence → |
| Net interest income | 5,005,000 | USD | evidence → |
| Noninterest income | 675,000 | USD | evidence → |
| Noninterest expense | 4,362,000 | USD | evidence → |
| Provision for loan losses | 345,000 | USD | evidence → |
| Pretax income | 1,109,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,109,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,852,000 | USD | evidence → |
| Total capital | 15,396,000 | USD | evidence → |
| Risk-weighted assets | 87,977,000 | USD | evidence → |