Call reports 2017
FIVE POINTS BANK OF HASTINGS — 2017
What FIVE POINTS BANK OF HASTINGS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 286,156,000 | 278,793,000 | 281,809,000 | 300,452,000 |
| Total loans | 140,124,000 | 142,199,000 | 140,576,000 | 136,092,000 |
| Allowance for loan losses | 2,390,000 | 2,248,000 | 2,248,000 | 2,241,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,229,000 | 98,707,000 | 101,550,000 | 104,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,056,000 | 219,703,000 | 237,012,000 | 262,627,000 |
| Interest-bearing deposits | 208,859,000 | 115,048,000 | 204,843,000 | 228,742,000 |
| Noninterest-bearing deposits | 27,197,000 | 104,655,000 | 32,169,000 | 33,885,000 |
| Equity capital | 33,160,000 | 34,394,000 | 35,036,000 | 35,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,159,000 | 4,353,000 | 6,556,000 | 8,741,000 |
| Interest expense | 244,000 | 553,000 | 920,000 | 1,247,000 |
| Net interest income | 1,915,000 | 3,800,000 | 5,636,000 | 7,494,000 |
| Noninterest income | 256,000 | 877,000 | 1,150,000 | 1,403,000 |
| Noninterest expense | 1,206,000 | 2,269,000 | 3,497,000 | 4,921,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 965,000 | 2,409,000 | 3,292,000 | 3,979,000 |
| Income tax | 160,000 | 370,000 | 610,000 | 709,000 |
| Net income | 805,000 | 2,039,000 | 2,682,000 | 3,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,160,000 | 34,394,000 | 35,036,000 | 35,625,000 |
| Total capital | 35,550,000 | 36,616,000 | 37,241,000 | 37,866,000 |
| Risk-weighted assets | 196,487,000 | 258,167,000 | 184,855,000 | 180,882,000 |