Call reports 2006
FIVE POINTS BANK OF HASTINGS — 2006
What FIVE POINTS BANK OF HASTINGS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 103,898,000 | 102,506,000 | 108,365,000 | 119,101,000 |
| Total loans | 63,134,000 | 62,233,000 | 64,003,000 | 64,065,000 |
| Allowance for loan losses | 583,000 | 577,000 | 595,000 | 579,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,920,000 | 25,979,000 | 25,413,000 | 26,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,389,000 | 79,353,000 | 87,377,000 | 98,753,000 |
| Interest-bearing deposits | 77,310,000 | 72,908,000 | 80,840,000 | 91,527,000 |
| Noninterest-bearing deposits | 6,079,000 | 6,445,000 | 6,537,000 | 7,226,000 |
| Equity capital | 8,980,000 | 9,238,000 | 9,469,000 | 9,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 2,982,000 | 4,608,000 | 6,271,000 |
| Interest expense | 646,000 | 1,371,000 | 2,221,000 | 3,147,000 |
| Net interest income | 820,000 | 1,611,000 | 2,387,000 | 3,124,000 |
| Noninterest income | 111,000 | 221,000 | 338,000 | 430,000 |
| Noninterest expense | 568,000 | 1,111,000 | 1,710,000 | 2,400,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 355,000 | 701,000 | 986,000 | 1,113,000 |
| Income tax | 105,000 | 193,000 | 247,000 | 286,000 |
| Net income | 250,000 | 508,000 | 739,000 | 827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,980,000 | 9,238,000 | 9,469,000 | 9,557,000 |
| Total capital | 9,563,000 | 9,815,000 | 10,064,000 | 10,136,000 |
| Risk-weighted assets | 73,226,000 | 74,335,000 | 75,831,000 | 78,964,000 |
Machine access — free, no API key
Every figure shown here about FIVE POINTS BANK OF HASTINGS — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.