Call reports 2023
GORHAM STATE BANK — 2023
What GORHAM STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 |
|---|---|
| Total assets | 42,511,000 |
| Total loans | 22,258,000 |
| Allowance for loan losses | 317,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 1,976,000 |
| Trading assets | 0 |
| Total deposits | 37,669,000 |
| Interest-bearing deposits | 23,889,000 |
| Noninterest-bearing deposits | 13,780,000 |
| Equity capital | 4,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 |
|---|---|
| Interest income | 434,000 |
| Interest expense | 31,000 |
| Net interest income | 403,000 |
| Noninterest income | 29,000 |
| Noninterest expense | 184,000 |
| Provision for loan losses | 0 |
| Pretax income | 248,000 |
| Income tax | 27,000 |
| Net income | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 |
|---|---|
| Tier 1 capital | 4,743,000 |