Call reports 2004
GORHAM STATE BANK — 2004
What GORHAM STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 14,940,000 | 15,315,000 | 15,160,000 | 15,309,000 |
| Total loans | 7,810,000 | 8,112,000 | 8,550,000 | 8,486,000 |
| Allowance for loan losses | 99,000 | 98,000 | 100,000 | 101,000 |
| Securities available for sale | 406,000 | 202,000 | 0 | 0 |
| Securities held to maturity | 670,000 | 665,000 | 864,000 | 906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,745,000 | 14,100,000 | 13,916,000 | 14,051,000 |
| Interest-bearing deposits | 11,040,000 | 11,439,000 | 10,889,000 | 11,304,000 |
| Noninterest-bearing deposits | 2,705,000 | 2,661,000 | 3,027,000 | 2,747,000 |
| Equity capital | 1,137,000 | 1,160,000 | 1,187,000 | 1,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 145,000 | 304,000 | 472,000 | 646,000 |
| Interest expense | 34,000 | 68,000 | 102,000 | 136,000 |
| Net interest income | 111,000 | 236,000 | 370,000 | 510,000 |
| Noninterest income | 23,000 | 44,000 | 68,000 | 86,000 |
| Noninterest expense | 125,000 | 246,000 | 372,000 | 514,000 |
| Provision for loan losses | 3,000 | 3,000 | 8,000 | 8,000 |
| Pretax income | 6,000 | 31,000 | 58,000 | 74,000 |
| Income tax | 0 | 0 | 0 | 13,000 |
| Net income | 6,000 | 31,000 | 58,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,135,000 | 1,160,000 | 1,187,000 | 1,190,000 |
| Total capital | 1,234,000 | 1,258,000 | 1,287,000 | 1,291,000 |
| Risk-weighted assets | 8,428,000 | 8,687,000 | 8,764,000 | 8,709,000 |
Machine access — free, no API key
Every figure shown here about GORHAM STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.