Call reports 2012
SALT LICK DEPOSIT BANK, THE — 2012
What SALT LICK DEPOSIT BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 73,186,000 | 73,246,000 | 73,971,000 | 72,294,000 |
| Total loans | 52,923,000 | 52,837,000 | 54,040,000 | 52,625,000 |
| Allowance for loan losses | 839,000 | 596,000 | 642,000 | 640,000 |
| Securities available for sale | 2,787,000 | 2,766,000 | 1,522,000 | 2,723,000 |
| Securities held to maturity | 639,000 | 583,000 | 1,739,000 | 488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,836,000 | 61,793,000 | 62,419,000 | 61,732,000 |
| Interest-bearing deposits | 54,274,000 | 53,762,000 | 54,716,000 | 54,304,000 |
| Noninterest-bearing deposits | 7,562,000 | 8,031,000 | 7,703,000 | 7,428,000 |
| Equity capital | 8,272,000 | 8,432,000 | 8,566,000 | 7,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 796,000 | 1,573,000 | 2,363,000 | 3,125,000 |
| Interest expense | 210,000 | 403,000 | 588,000 | 770,000 |
| Net interest income | 586,000 | 1,170,000 | 1,775,000 | 2,355,000 |
| Noninterest income | 153,000 | 300,000 | 467,000 | 683,000 |
| Noninterest expense | 493,000 | 1,009,000 | 1,522,000 | 1,981,000 |
| Provision for loan losses | 22,000 | 16,000 | 83,000 | 101,000 |
| Pretax income | 224,000 | 445,000 | 637,000 | 956,000 |
| Income tax | 72,000 | 135,000 | 192,000 | 287,000 |
| Net income | 152,000 | 310,000 | 445,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,581,000 | 7,741,000 | 7,875,000 | 7,264,000 |
| Total capital | 8,233,000 | 8,337,000 | 8,517,000 | 7,891,000 |
| Risk-weighted assets | 52,044,000 | 51,628,000 | 52,950,000 | 50,985,000 |