Call reports 2011
SALT LICK DEPOSIT BANK, THE — 2011
What SALT LICK DEPOSIT BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 77,813,000 | 77,247,000 | 73,739,000 | 71,797,000 |
| Total loans | 60,638,000 | 58,346,000 | 56,075,000 | 54,806,000 |
| Allowance for loan losses | 794,000 | 733,000 | 1,025,000 | 857,000 |
| Securities available for sale | 7,657,000 | 3,584,000 | 7,587,000 | 2,588,000 |
| Securities held to maturity | 989,000 | 893,000 | 799,000 | 710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,572,000 | 65,843,000 | 62,398,000 | 60,497,000 |
| Interest-bearing deposits | 60,002,000 | 58,846,000 | 55,310,000 | 53,719,000 |
| Noninterest-bearing deposits | 6,570,000 | 6,997,000 | 7,088,000 | 6,778,000 |
| Equity capital | 7,730,000 | 7,931,000 | 7,928,000 | 8,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,818,000 | 2,676,000 | 3,513,000 |
| Interest expense | 299,000 | 573,000 | 835,000 | 1,063,000 |
| Net interest income | 610,000 | 1,245,000 | 1,841,000 | 2,450,000 |
| Noninterest income | 140,000 | 337,000 | 509,000 | 672,000 |
| Noninterest expense | 462,000 | 966,000 | 1,442,000 | 1,933,000 |
| Provision for loan losses | 50,000 | 68,000 | 381,000 | 381,000 |
| Pretax income | 238,000 | 548,000 | 527,000 | 808,000 |
| Income tax | 74,000 | 173,000 | 156,000 | 244,000 |
| Net income | 164,000 | 375,000 | 371,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,031,000 | 7,240,000 | 7,237,000 | 7,430,000 |
| Total capital | 7,764,000 | 7,955,000 | 7,927,000 | 8,102,000 |
| Risk-weighted assets | 58,609,000 | 57,168,000 | 54,904,000 | 53,557,000 |