Call reports 2005
SALT LICK DEPOSIT BANK, THE — 2005
What SALT LICK DEPOSIT BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 62,063,000 | 62,803,000 | 68,470,000 | 68,733,000 |
| Total loans | 39,564,000 | 41,691,000 | 41,531,000 | 40,579,000 |
| Allowance for loan losses | 1,003,000 | 1,007,000 | 993,000 | 884,000 |
| Securities available for sale | 11,123,000 | 10,684,000 | 15,838,000 | 16,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,136,000 | 49,857,000 | 55,466,000 | 55,654,000 |
| Interest-bearing deposits | 42,962,000 | 43,895,000 | 49,975,000 | 49,844,000 |
| Noninterest-bearing deposits | 6,174,000 | 5,962,000 | 5,491,000 | 5,810,000 |
| Equity capital | 6,039,000 | 6,096,000 | 6,130,000 | 6,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,776,000 | 2,712,000 | 3,688,000 |
| Interest expense | 417,000 | 860,000 | 1,342,000 | 1,880,000 |
| Net interest income | 411,000 | 916,000 | 1,370,000 | 1,808,000 |
| Noninterest income | 270,000 | 344,000 | 390,000 | 462,000 |
| Noninterest expense | 360,000 | 739,000 | 1,133,000 | 1,565,000 |
| Provision for loan losses | 0 | 87,000 | 114,000 | 114,000 |
| Pretax income | 321,000 | 434,000 | 513,000 | 591,000 |
| Income tax | 104,000 | 135,000 | 154,000 | 174,000 |
| Net income | 217,000 | 299,000 | 359,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,708,000 | 4,790,000 | 4,554,000 | 4,611,000 |
| Total capital | 5,174,000 | 5,274,000 | 5,049,000 | 5,106,000 |
| Risk-weighted assets | 36,863,000 | 38,209,000 | 39,133,000 | 39,188,000 |
Machine access — free, no API key
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