Call reports 2026
OPPORTUNITY BANK OF MONTANA — 2026
What OPPORTUNITY BANK OF MONTANA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,089,318,000 | 2,122,995,000 |
| Total loans | 1,529,190,000 | 1,574,316,000 |
| Allowance for loan losses | 17,430,000 | 17,640,000 |
| Securities available for sale | 274,212,000 | 285,012,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,802,962,000 | 1,806,435,000 |
| Interest-bearing deposits | 1,365,209,000 | 1,357,858,000 |
| Noninterest-bearing deposits | 437,753,000 | 448,577,000 |
| Equity capital | 245,239,000 | 248,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 26,502,000 | 53,335,000 |
| Interest expense | 6,877,000 | 13,734,000 |
| Net interest income | 19,625,000 | 39,601,000 |
| Noninterest income | 4,595,000 | 9,335,000 |
| Noninterest expense | 17,973,000 | 36,716,000 |
| Provision for loan losses | 109,000 | 512,000 |
| Pretax income | 5,939,000 | 11,622,000 |
| Income tax | 1,314,000 | 2,652,000 |
| Net income | 4,625,000 | 8,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 224,734,000 | 226,997,000 |
| Total capital | 244,174,000 | 246,587,000 |
| Risk-weighted assets | 1,688,169,000 | 1,732,457,000 |